VA Loans

You are here

Fill Out Our Online Loan Application - Get Started

The Veteran's Administration home loan program was created following WWII to provide soldiers, returning from service, with assistance in securing a home loan. The Department of Veterans has since helped millions of service members achieve the dream of home ownership through a VA loan. While the government does not issue VA loans, they do guarantee the loans with VA-approved lenders. This guarantee often means very competitive rates and terms for qualified veterans.

VA loans are for the purchase of a primary residence and are available to borrowers who have served or are presently serving in the U.S. military. Eligible VA loan recipients may include:

  • Military Veterans
  • Active-duty Military Personnel
  • Surviving Spouses
  • Reservists and National Guard Members

VA loans offer borrowers the opportunity to purchase a home with no down payment, and offer more flexibility in underwriting standards and requirements. A few additional advantages offered by VA Loans include no private mortgage insurance (PMI) expense, right to prepay without penalty, as well as an assumable mortgage. An assumable mortgage means that if the home is sold, the new buyer may assume or acquire the loan that is on it.

First Liberty Mortgage is a VA-approved lender. If you are a veteran considering a VA loan, we can assist you in verifying your eligibility and obtaining a Certificate of Eligibility from the VA. Contact us to learn more.